10 HINTS ON REDUCING LIVING EXPENSES
It is amazingly simple to reduce living expenses dramatically
without negatively affecting quality of life. In fact you
can take this as an opportunity of changing your life, and
achieving increased health and happiness!
1. Avoid eating in restaurants – instead learn to
enjoy the process of cooking beautiful food at home!
2. Get rid of any non-essential cars, and trade your gas
guzzler for a smaller, fuel efficient vehicle.
3. Get rid of the cell phone, or use it only for SMS texting.
4. Use VOIP services such as Skype for all telephone calls.
5. Use a bike if possible for local commuting
6. Reduce Heating Costs
7. Discover the joys of free entertainment (soccer in the
park, walks on the beach etc.)
8. Take a nice big bottle of water when you go out, this
will save having to buy drinks when you are thirsty.
9. Borrow books and toys from local book and toy libraries.
10. Buy "pre-loved" clothes, homewares etc. from
markets, charity shops, ebay etc.
to reduce energy heating costs?
Heating costs are a large percentage of household
living expenses, and can often be easily reduced.
The Energy Department said the cost of heating your home
this winter will be a lot higher, especially for the tens
of millions of households that use fuel oil or natural gas.
Households that use oil can expect to spend an average of
$2,388 -- or $449 more than last year -- for the October-April
heating season. Users of natural gas will probably spend
on average just over $1,000 -- or $155 more than last year.
The winter outlook released Tuesday by the department's
statistical agency predicts the price of heating oil --
widely used in the Northeast -- will average 60 cents per
gallon more than last winterThe cost of electricity and
propane is expected to be 10 percent to 11 percent higher.
Your Thermostat: Consider setting your thermostat
to 68-72 degrees while you're home during the day, and then
lowering it to 60-65 degrees at night. Also, try to remember
to lower the temperature in your home when you're away,
too. Lowering the temperature on a regular basis can save
you a significant amount on your monthly energy bill.
Your Furnace: Changing your filter monthly allows
the heating system to operate more smoothly. Also, check
your system for duct leaks. Leaks can be incredibly expensive,
as they could leak hundreds of dollars worthy of heat into
your attic or crawl space.
If you're paying for heat, make sure it stays where it's
supposed to be. One way to ensure that is to make sure your
ducts are properly insulated. Also, make sure you have plenty
of insulation in your ceiling.
Your Windows: A large percentage of the heat in
your home can be lost through the windows and doors. One
way to minimize the leaking is to seal the windows. Windows
can be sealed inexpensively by using plastic window film.
Also, seal the window edges and cracks with caulk.